Moderate Income Housing Unit (MIHU) Program Information

Looking for high-quality, yet affordable, housing options in Howard County? Howard County Housing offers new, quality homes and apartments through its Moderate Income Housing Unit (MIHU) Program.

The MIHU Program is an inclusionary zoning program that requires developers of new housing in specific zoning districts to sell or rent a portion (generally 10-15%) of the dwelling units to households of moderate income. MIHUs are sold or rented through the Department of Housing & Community Development at affordable prices and rents set by the Department. Any person or family can apply to buy or rent an MIHU, provided their household income does not exceed the following maximums:

Sale prices for MIHUs range from about $110,000 for a condominium to about $225,000 for a single-family home. Prices vary depending on the size and amenities of the unit. Rents range from about $1,060 to $1,640, including utilities. MIHUs are interspersed throughout each development and enjoy all of the amenities of each community.

An individual wishing to purchase or rent an MIHU must fill out an application form during one of four enrollment periods held throughout the year. The application includes information about the applicant’s income, assets, household size and whether the applicant wishes to rent or purchase. In addition, an applicant may qualify for one or more purchasing preferences, such as: a first-time homebuyer, living or working in Howard County, or employed by County government, the school system, or a nonprofit organization.

Once an application is received and determined complete, the applicant’s name is placed on a waiting list. As for-sale MIHUs become available, eligible applicants are notified and invited to attend a lottery drawing to select an eligible purchaser for each home. The selected purchaser must contract with the seller, obtain a mortgage commitment, and pay all downpayment and settlement costs.

When rental MIHUs become available, eligible renters are chosen based on the date of application.

Click here for a list of homes and apartments now or soon available. 61k

Click here for a list of frequently asked questions (FAQs) including the
"Top Ten Myths” about the MIHU Program.

Forms and Information: